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Dear Pastor,
One of our supporting churches recently
wrote asking me about our support situation, and if we needed more
support (they had a missionary leaving the field). Below is a copy of
that correspondence. I feel that it is a good update on our financial
and ministry situation and perhaps it would be beneficial if you also
saw a copy of it. Thanks.
In Christ
David Cox
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Dear Pastor
___________,
Thank you
for asking us about our support needs. I would like to give you a brief
overview of our financial situation and what we are doing in our
ministry. First our financial situation.
Our support level is $5725 dollars a month which is divided
into $3450 personal support, $1100 Special
needs funds, and $1175 work fund. Out of this
personal support level our monthly budget is something like this:
So over all we need
about $5725/month (Our support level).
Our actual income 2005 from all sources (personal support,
work fund, bank interest, etc) was $33,810 total, or $2,817 per month
(49%).
So far our
actual income in 2006 has been $9210 (4
months) or an average of $2302 each month(40%). (We had a church change
pastors recently, and they dropped our support because of financial
problems. That was the first of this year. Others have not been giving
as much as normal.)
So our actual income is $2300 average, or we are at 40% of our support
level.
Our
Present Ministry
(Roberto
has the yellow shirt and tie in photo at left. He is witnessing to
visitors during a church meal.) In actuality, we took Roberto on salary
in faith back in February 2006, and right now all of our church
offerings go towards his salary, and he is not making it economically (4
adults in his family, David his son is to his left) even with one of his
sons, Jonathan, working fulltime ($230/month income). So I am giving him
money besides what comes through the church offerings. At times I also
have to give various in our congregation benevolence type help on an
occasional basis. I am spending somewhere between $500 to $800 each
month (besides our tithes) to cover his salary, our literature expenses,
and our other ministry expenses. We are putting away nothing in the
"special funds" these days. So our actual income for our living is
around $1252 (but with tithes already taken out). Rent right now is
around $400 for our house, and we are looking at having to rent
something for the church in July which will mean we (as a church) will
have to pay around $400-$800 a month for rent. What the church cannot
handle, I will have to make up the difference, and it is looking like I
will be paying for either all the rent or Roberto's salary.
Our car had
severe problems with the transmission, burning oil, losing coolant, A/C,
electrical, and even pieces falling off of it in traffic! I spent money
on it every month so far this year, and everything I fixed returned to
give me more problems. The week before Easter I decided to take it to
Texas (I had my doubts about making the journey) and sell it and buy
something else. It was a 1996 Lumina, and I wanted to spend no more than
$3000 and trade in the old vehicle, and for a while it looked like we
were going to go backwards to a 1993 or 1992 model. We finally found a
2000 which we only had to pay out of pocket $4000 (which is currently on
my credit card, and I hope to have it paid off in 2-3 months). I felt I
was going to have a situation where I was going to have to spend
$1000-$2000 dollars on the transmission or engine with the Lumina, and I
didn't want to be caught with it if that happened.
We also are
pushing our literature ministry. We have about 85 tracts, 25 books in
Spanish that we are using to confront issues and topics of our day. We
have a small group of about 7 preachers and men in the ministry that
meet every other month that I am slowly getting resources for study and
preaching for them. I have already given them all a 56 page book on
Hermeneutics in Spanish that I wrote, and at our next meeting I am
planning on having ready a 90 page book on Homiletics in Spanish, and
also a 60 page book on the Holy Spirit by a Chinese Dr. Lin (BJU grad),
and a 181 page book on Customs and Culture in Ancient Israel by Wright.
We are planning on starting up a Greek class for these preachers this
summer the Lord willing.
Last night
I got an email about our website. A Christian from Chile commented that
our books are excellent, and he has never seen that quality of material
in Christian books, and definitely never for free. He is unemployed at
the moment but asked me to send him paper copies of some of the books if
I could afford it. Perhaps it has hampered our economic situation, but I
publish everything I write on the Internet so that anybody can download
it and use it for free. I give permission for them to reprint it and
distribute it, but they also must give it away free without even
charging for printing costs. Local churches can take up a love offering
or put a tin can out for donations but not charge. Freely you have
received, freely you give.
I say all
of that to say that we are very much in
dire need of more support. At this point I cannot
easily turn the church over to Roberto and return to raise support.
Roberto is not yet ready for that, our church is in an unstable
condition with moving to a new location, many of our people have not
even completed a year of being saved, and I am wanting to spend my
efforts, time, and energy in getting more people saved and into our
church and feeding them and not running around from church to church in
the USA raising funds. I could spend all my time up there in the US and
barely get my support up and return to the field when I would have to do
it again. That is how that goes, you never have enough support.
I feel that
true New Testament missions should have a strong push towards being an
independent local church. That means that over time, our work here
should support itself, our ministers, and even our own income needs.
So our tactical planning is the following. I want to keep
Roberto on church staff full time, and pay his salary (which is around
$200/week). At present he is having about 3 discipleship classes each
week, and I ask him to preach for me every other week. That allows me to
write tracts and books. We are trying to concentrate our efforts
in extra evangelism and follow up efforts. Roberto and I are
going out Mondays together to visit contacts, Thursday with visitation
(5 people), Fridays visitation (4 people), and Saturday church wide
visitation (from 5 to 8 people). He has discipleship classes Wednesday,
Thursday, and Saturday. I am directing some sermons towards our
obligation to support the work of the Lord so that those who come will
hear God's word on tithing and offerings and sacrificing so that God can
use that to move their hearts perhaps. We do not want to over do the
money emphasis, but we do want our people to give out of the joy of
their relationship with God. But we are pressing them on this issue to
make our work self supporting, especially the mature ones that are among
our church people. Right now we are barely breaking $100-$120 each week
in offerings (with $60 coming from us). Most of our people are making
around $100 to $250 a month of those with good jobs. Many are
unemployed. It takes a while for people to grow spiritually and stop
giving a representative amount $5, and give a tithe. To go beyond tithes
to offerings is a great success that takes many years.
At this point we have two principal problems we
are praying through: (1) rent for our growing
church. (2) salary for Roberto.
We have a
second man, Carlos (left with his wife Claudia), who also is active in
our church, and he is wanting to enter the ministry fulltime with us. He
is working in a private school, and he will probably be fired or "let
go" this summer. He was attacked in front of the school early one
morning last year when he was going to pick up the school bus (he is a
driver). They hit his eye, and he lost part of his sight, and the school
has the government social medical insurance. He had to pressure them to
pay their part so he could get medical treatment, and now he is
supposedly incapacitated (he lost probably 30% of his sight in one eye
and sunlight hurts his eye). But that means in laymen terms "fired".
They are not going to fulfill their legal obligation and retirement him
(he is only 32) and pay him his full salary ($300/month) for life but
are going to give him 2 years retirement pay at 50%, and will probably
fire him over the whole thing this summer. The school is a Christian
private elementary-high school run by American missionaries, but they
are under legal obligations anyway you look at it. He does not want to
take them to court to force them to give him what they owe him, but will
trust the Lord and go find another job somewhere else. We want to help
him and bring him on board with us. We are wanting to get him also into
the ministry full time if we can. He is a good faithful worker.
This
transition time for him when he will be looking for a job will be an
exceptionally good time to put him on fulltime if we can swing it
financially. I have talked with him about at least taking 6 months off
before he looks for a job and dedicate this time to the Lord's work and
see if we can increase our attendance through the efforts of all of us,
so that we can keep him on staff. He is very open and desirous of
entering the Lord's work fulltime (if financially we can swing it). I
want to hit evangelism and discipleship really hard over the next two
years to try to support our workers.
My goal is
for the church to be self supporting, paying salaries, and ministry
expenses on its own, and giving me as pastor a good salary for down here
($500 - $1000/month). That would solve our support problems for a good
while (until we turn it over to a Mexican pastor and go somewhere else
or inflation eats us up again).
God is
giving us about one solid family each month. Sunday we had around 40
people, and Easter meal Friday we had close 60. I feel our goal is
completely possible for us, and we are praying that God will give us
time and bless us so that it happens. Right now the owner of where we
are is asking us to leave in July, but the men want to press him to let
us stay until January. I feel like if we can make it through all of this
until somewhere around next summer, our offerings should cover our basic
expenses, and we will be out of financial stress. I have talked it over
with Tule (my wife) and we personally are going to see this through even
if we have to take money out of our retirement fund to make ends meet
some months. We have about $30,000 total in retirement funds. We feel
God will take care of us, and we want to see His work flourish and grow.
I feel that workers getting people saved, having Bible studies, and
people growing through hearing good preaching and teaching is the way to
do it.
Please pray
for us. Whether you can increase our support or not, we would ask for
your continued prayers. I really feel bad in a way mentioning this to
you, because you at Grace Bible Church have been so good to us over
the years, and just recently (year before last I believe) you doubled
your support to our ministry. I fully understand that there may be other
of your missionaries that are more needy than us, and we will pray that
God will grant you the financial ability to do even more than what you
are doing now. May God bless you for your deep concern and burning heart
for missions.
In Christ,
David Cox
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